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In
its midterm, the achievements of the Beta policy are remarkable.
Agriculture is the backbone of Kenya’s economy and a core pillar of the
plan. The sector contributes 25 per cent to the GDP and supports an
additional 27 per cent through manufacturing while employing about 40 per cent
of the population. Food accounts for 54 per cent of household expenditures
in Kenya. The government has in this regard prioritised agricultural
production in a move that is geared towards bringing down the cost of living. These
policy has shifted from consumption to production subsidies, coupled with
enhanced value addition that is meant to absorb the surplus and increase
farmers’ income. The overall goals are to lower farm input costs, increase
farmers’ incomes and boost productivity through value addition.
The
government has provided Kenyans and MSMEs with access to affordable credit
through the Hustler Fund. Since its launch, new individual subscribers have
grown from zero to 21.87 million with personal loans issued to individual
members totalling Sh54.9 billion. Loans issued to micro and small groups has
risen to Sh185.8 million with two million Hustler Fund members
rehabilitated and ready to be graduated into the mainstream financial
system. Co-operatives registration has increased by 325 per cent with 2,999
new cooperatives registered in priority value chains from 922 to 3,921.
Membership to regulated Saccos has increased from 6.1 million to 6.84
million, an increase of 740,000 representing a 12.1 per cent growth. Voluntary
savings of Sh3.2 billion have been made through the Hustler Fund.
The
healthcare programme has expanded access to social health insurance, with
11.7 million additional Kenyans covered. There has been 146.25 per cent
increase in SHA membership with 19.7 million Kenyans registered under SHA
as of 2025 compared to eight million that had registered with the NHIF.
This has led to reduction in financial strain to beneficiaries due to
enhanced benefits package under SHIF and easy access to primary healthcare
and emergency, chronic and critical illnesses funds guaranteed by government
to all Kenyans. The government has surpassed its targets in the
digital transformation by connecting 455 public institutions to the
internet, recording 95 per cent uptime on the NOFBI II network, establishing
35 constituency innovation hubs and installing 753 Wi-Fi hotspots across
the country. It has additionally created more than 40,000 BPO jobs through
partnerships, recruited 400 interns under the Presidential Digital Talent
Programme, trained nearly 790,000 citizens in basic ICT skills and
supported 2,343 innovators. Other milestones include the completion of the
Kenya Advanced Institute of Science and Technology, registration of 10,989
data controllers and processors, accreditation of 9,023 journalists and
expanded on-the-job training for media professionals.
The Kenya Kwanza government has
focused on strengthening the housing programme, addressing both the demand
and supply sides. The government aims to deliver 250,000 housing units
annually. Consequently, the government wants to achieve this ambitious
target through; i) structuring affordable long-term housing finance scheme,
including a National Housing Fund and Cooperative Social Housing Schemes,
that will guarantee the offtake of houses from developers, ii) growing the
number of mortgages from 30,000 to 1,000,000 by enabling low-cost mortgages
of Sh10,000 and below, and, iii) giving developers incentives to build more
affordable housing.
In line with the above goals,
the government has launched numerous affordable housing projects, the
establishment of the housing levy through the Affordable Housing Act of
2024, and improved access to KMRC loans. To encourage private sector participation in
affordable housing, the government has implemented tax incentives.
Developers building 100 affordable houses per year receive tax benefits,
including: 15 per cent reduction in corporate tax. Together,
these efforts are aimed at comprehensively addressing the country's housing
needs. To improve access to service points and enhance efficiency in
delivery of goods, there has been massive investment in transport
infrastructure. In the current financial year, tenders have been floated
for the construction of new roads. Through special funds allocation by the
National Treasury, construction of stalled roads has resumed in earnest.
These deliberate and pragmatic policy actions are creating equity and
delivering unprecedented benefits to the public.
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