In partnership with the Capital Markets Authority (CMA), Yeshara is helping to shape a framework for Security Token Offerings (STOs) in Kenya.
While many Kenyans would want to own some form of real estate, lengthy processes and prohibitive costs have made real estate ownership appear to be a preserve of the elite.
However, over the past decade, advancements in technology have made it easier for investors to acquire real estate assets without requiring millions, lawyers or excessive documentation.
Through real estate tokenization, a process of converting
physical property into digital tokens that represent fractional ownership,
investors can now purchase small, affordable shares or “tokens” each backed by
a verified asset on blockchain.
These tokens offer the flexibility that traditional real
estate lacks, enabling people to buy, sell or hold real estate assets without
buying an entire property.
Tokenization also brings something rare to real estate:
liquidity. Traditionally, selling property was slow and expensive.
With tokenized assets, investors can resell their tokens in
secondary markets whenever they choose. This introduces agility to a market
that has always moved slowly.
It is real estate investing with the convenience of stock trading,
but grounded in real-world assets.
Yeshara, a Kenyan blockchain-powered investment platform, is
one of the companies that is transforming how Kenyans and global investors
access property markets, offering secure, fractional ownership of real-world
assets using digital tokens.
With Yeshara’s platform, users can invest in tokenized residential and commercial properties starting from small amounts (USD 100). This levels the playing field, giving everyday Kenyans a chance to participate in high-value real estate markets. The entire process is digital, transparent, and secured by smart contracts.
That means transactions are not only efficient but also
protected by blockchain-based automation and verification.
In partnership with the Capital Markets Authority (CMA),
Yeshara is helping to shape a framework for Security Token Offerings (STOs) in
Kenya, ensuring every listing on the platform is legally compliant and safe for
investors, a vital step in building trust in this emerging space.
Experts say the impact of real estate tokenization could be
transformative.
"Tokenized real estate could support urban development,
attract diaspora capital, and empower younger generations to invest early and
wisely. It also adds transparency to an industry often troubled by fraud, title
issues, and bureaucracy," says George Mwangi, a real estate expert in
Nairobi.
He says challenges exist. "Public understanding of
blockchain is still growing, and Kenya’s legal infrastructure needs to evolve
alongside the technology."
But platforms like Yeshara aren’t waiting. They are building now with structure, with compliance, and with a vision of a more open, inclusive real estate economy.
