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Good news for borrowers as banks adopt cheaper loans formula

The core change for the average Kenyan is that a good repayment history will now directly translate into more affordable loans.

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by VICTOR AMADALA

News01 December 2025 - 04:57
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Central Bank of Kenya/File

TODAY marks a shift in Kenya's banking sector as commercial banks begin implementing a new loan pricing model, a move poised to make credit more affordable and transparent for millions of borrowers.

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