Digital insurance a boon for drivers

You only need an Internet connection and a smartphone or laptop

In Summary

• It allows you to compare the rates of different providers to make an informed choice

Imported cars at the Port of Mombasa
Imported cars at the Port of Mombasa
Image: FILE

Digital car insurance has grown immensely in the country at a time social distancing is necessary due to the coronavirus pandemic.

Coupled with the ever-high demand for car insurance, many insurance companies have now shifted to digital insurance processes that allow customers to register for and receive their insurance policies from the comfort of their living room. 

You only need an Internet connection, a smartphone or laptop, and you are all set to acquire or renew your car insurance without having to go all the way to the insurance company or engage the services of insurance agents. The infiltration of the insurance market by agents has been blamed as one of the key reasons for the increased number of car insurance fraud cases. 

On the other hand, digital insurance ensures transparency because the purchase process can be easily tracked at all stages of the registration process. Furthermore, it ensures drivers do not fall victim to fake insurance stickers as has been the case in the past. 

With the growth of technology even among traffic officers, the police will be able to verify the authenticity of a car insurance sticker by simply tracking it online through the police data system. 

Unlike the traditional car insurance process, the digital one allows customers to compare the insurance rates of different providers to make an informed choice. As a driver, you are shielded from unscrupulous insurance agents, who may inflate the rates through additional costs in return for a raw deal. 

This is an idea whose time has come. It is further evidence that we are in the thick of the digital age and as such, we should align ourselves with the times lest we perish.

This story first appeared on Star Sasa, accessible on Sundays for Sh10 on

Edited by T Jalio