Kenya’s financial inclusion rate stands at 84 per cent, placing the country ahead of several major emerging economies but still behind advanced markets.
This is according to data from the Kenya National Financial Inclusion Strategy (2025–2028) by the Central Bank of Kenya.
The global comparison shows Australia and Germany leading at 99 per cent, followed by South Africa and Japan at 98 per cent.
The United Kingdom and United States each record 96 per cent access, while Russia stands at 90 per cent.
Kenya outperforms Brazil (64 per cent), Nigeria (64 per cent) and India (64 per cent), highlighting steady progress driven largely by digital financial services.
