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Infographics26 February 2026 - 16:52

Trend in Health Insurance coverage in Kenya: 2003-2025

A total of 17.8 million Kenyans were registered under the Social Health Authority (SHA) by January 2025.

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by PURITY WANGUI
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Kenya is making steady progress toward universal health coverage, with national health insurance enrollment reaching 30% by the start of 2025. This milestone marks a significant evolution in the country’s healthcare landscape, as more citizens gain access to financial protection against medical costs.

According to the Kenya Population Situation Analysis Report 2025, a total of 17.8 million Kenyans were registered under the Social Health Authority (SHA) by January 2025, reflecting a consistent growth pattern in insurance uptake over the last two decades.

The journey toward this 30% coverage has been a gradual climb. In 2003, only 9.7% of the national population had health insurance. This figure saw marginal growth over the next decade, reaching 10% in 2007 and 17.1% by 2013.

However, the pace of enrollment has accelerated in recent years. By 2018, coverage stood at 19.9%, before jumping to 26% in 2022, and finally hitting the current 30% mark. This sustained growth indicates an increasing awareness of the importance of health insurance and the impact of policy shifts aimed at expanding enrollment.

While the 17.8 million registered members represent a historic high for the nation, the data also highlights the remaining gap as the country continues to push for wider inclusion.

The transition to the SHA is a central component of this trend, serving as the current vehicle for driving the national population toward more comprehensive medical coverage and reduced out-of-pocket health expenditures.

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