


Communications Authority of Kenya's Sector Statistics report for January 1 to March 31, 2025, illustrates the growth of mobile money subscriptions and penetration in Kenya.
Mobile money subscriptions have consistently increased, rising from 38.7 million in March 2024 to 45.4 million in March 2025.
This growth is mirrored in mobile money penetration, which surged from 75.0% to 86.6% over the same period, indicating a widespread adoption of mobile financial services.
Mobile Money Subscriptions is referred as the number of registered users or accounts, and Mobile Money penetration as the percentage of the population actively using these services.