Countries with highest reported fraud scheme (Africa focused)

Fraud patterns vary across Africa, but smishing, phishing and vishing dominate in most countries, consistently ranking above global averages.

Kenya leads with high exposure to mobile-based scams: Smishing (39%), phishing (36%) and vishing (33%)
are all significantly above global rates. It also shows elevated identity theft (21%) and account takeovers
(23%), pointing to rising risks around digital identity misuse.

Zambia shows similar patterns, with smishing (35%) and phishing (32%) topping the list, alongside notable
levels of social engineering scams (26%). Credit card fraud remains low at 6%.